Health care reform: If we lose the public option

August 16, 2009 at 8:00 PM (Uncategorized) (, , )

this is what they’ll do

Some of the 47 million will sign up for our current private insurance.

Perhaps insurance companies will no longer be able to exclude them for preexisting conditions. Well and good.

Perhaps this rescission BS will be a thing of the past, too. Well and good.

Perhaps there will be a provision limiting caps on out of pocket expenses.

But…

One specific thing is missing. It’s my understanding that the right and/or Blue Dogs are not doing one blessed thing to regulate….

Premium expense increases over time.

It may start out affordable with both sides claiming victory.

They may not be able to drop you, or not take you due to a preexisting condition….

But they can, and will, certain as politicians lie, price you out of the market as fast as they can.

They can craft a sensible, logical reason to up your premiums once you’re in….and then, it’ll be health care or food, not just for those presently covered by a private plan — but for any of the 47 million who thought, “Well at least I can get some insurance”….and sign up.

In other non health types of insurance, if you see a sudden insanely large increase, and you’ve had no claim history, and no financial changes, sure as heck the company has decided to price a given group or area out of the market.

And, that’s what the private companies will do, if ‘reform’ passes without a public option.

I understand the art of the possible, and even embrace it.

But without the public option

It’s merely an opportunity tfor the private carriers to price people out of the system over time…some will fall, as I have, below the poverty line and thence to Medicare/Medicaid.

But many many many of the present un and under insured will (over time) simply be priced out.

Death Pricing. Brought to you by the USA

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